Effective Date: July 18, 2026
Welcome to Sanklan Finverse, an educational blog on personal finance, mutual funds, and insurance, published at blog.sanklan.com (“this blog”). Sanklan Finverse is proposed to be incorporated as a separate company; pending its incorporation, this blog is operated and managed by Sanklan Ventures (OPC) Private Limited (CIN: U72200HR2019OPC081714) (“we”, “our”, “us”).
By accessing or using this blog, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these Terms, please do not use this blog.
1. Educational Purpose Only — No Advice
All content on this blog — including articles, posts, examples, illustrations, calculators, tools, charts, and comments — is provided solely for general educational and informational purposes.
Nothing on this blog constitutes, or should be construed as:
- Investment advice, financial advice, tax advice, or legal advice
- A recommendation, solicitation, offer, or invitation to buy, sell, or subscribe to any mutual fund scheme, insurance policy, security, or financial product
- A substitute for professional advice tailored to your individual circumstances
Neither this blog nor its operating company is a SEBI-registered Investment Adviser or Research Analyst. Mutual fund distribution services are carried out separately through sanklan.com by Sandeep Singh in his individual capacity as an AMFI-registered mutual fund distributor (ARN – 360487), via regulated channels. Insurance-related content on this blog is purely educational, supported by Sandeep Singh’s Licentiate qualification from the Insurance Institute of India (Certificate No. LI148590); we do not sell, solicit, or distribute insurance products and do not represent any insurer.
2. Use at Your Own Risk
Your use of this blog and your reliance on any content published on it is entirely at your own risk and sole discretion.
- Any financial, investment, or insurance decision you make — whether or not influenced by content on this blog — is your own independent decision, made at your own risk.
- You are solely responsible for evaluating the accuracy, completeness, relevance, and suitability of any information on this blog before acting on it.
- You are strongly advised to conduct your own research and consult a SEBI-registered investment adviser, tax consultant, or other qualified professional before making any financial decision.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance is not indicative of future returns. Insurance content on this blog is educational only; if you purchase any insurance product, do so through an IRDAI-licensed entity and read all policy documents carefully before purchasing.
3. No Warranties
This blog and all its content are provided on an “as is” and “as available” basis, without warranties of any kind, whether express or implied.
We make no representation or warranty that:
- The content is accurate, complete, current, reliable, or error-free
- The blog will be uninterrupted, secure, or free of viruses or other harmful components
- Any results, returns, or outcomes described or illustrated in the content will be achieved
Financial markets, regulations, tax laws, and product features change frequently; content that was accurate when published may become outdated, and we are under no obligation to update it.
4. Limitation of Liability
To the maximum extent permitted by applicable law:
- We, our directors, officers, employees, and associates shall not be liable for any loss or damage whatsoever — including without limitation any direct, indirect, incidental, consequential, special, or exemplary loss, loss of profits, loss of capital, loss of investment value, loss of opportunity, or loss of data — arising out of or in connection with your use of this blog, your inability to use it, or your reliance on any content published on it.
- This limitation applies regardless of the form of action, whether in contract, tort (including negligence), statute, or otherwise, and even if we were advised of the possibility of such loss.
- Where liability cannot be excluded under applicable law, our total aggregate liability for all claims arising from your use of this blog shall not exceed ₹1,000 (Rupees One Thousand).
Nothing in these Terms limits any statutory rights or protections that cannot be waived under Indian law, or any obligations owed under applicable SEBI, AMFI, or IRDAI regulations in respect of transactions actually executed through regulated channels on sanklan.com.
5. Indemnity
You agree to indemnify and hold harmless the blog operator, its directors, officers, and employees from and against any claims, losses, damages, liabilities, and expenses (including reasonable legal fees) arising out of your use of this blog, your violation of these Terms, or your violation of any rights of a third party.
6. Transactions Happen on sanklan.com, Not on This Blog
This blog does not process financial transactions, collect KYC or payment details, or execute investments.
If you choose to invest in mutual funds, such transactions are carried out separately through sanklan.com by Sandeep Singh (ARN – 360487). That engagement is a distinct relationship governed by the terms, privacy policy, and disclosures published on sanklan.com, the applicable scheme documents, transaction platform terms, and SEBI/AMFI regulations — not by these blog Terms. Commission may be earned on such transactions; details are available on request.
We do not sell or distribute insurance products, and no insurance transactions take place through this blog or sanklan.com.
7. Third-Party Links and Content
This blog may contain links to third-party websites, tools, or resources (including AMC websites and transaction platforms), as well as links to sanklan.com, each governed by its own terms and privacy policy. These links are provided for convenience only. We do not control, endorse, or assume any responsibility for the content, accuracy, products, services, or privacy practices of any third-party website. Your use of such websites is at your own risk and subject to their respective terms.
8. Intellectual Property
All content on this blog — including text, articles, graphics, logos, and design — is the property of the blog operator (and, upon incorporation, of Sanklan Finverse) unless otherwise stated, and is protected under applicable copyright and trademark laws. You may read and share links to our content for personal, non-commercial purposes. You may not reproduce, republish, modify, or commercially exploit any content without prior written permission.
9. User Comments and Conduct
If you post comments on this blog, you agree that you will not post content that is unlawful, defamatory, abusive, misleading, spam, or that infringes any third party’s rights. We reserve the right to moderate, edit, or remove any comment at our sole discretion without notice. You are solely responsible for the content you post, and you grant us a non-exclusive right to display it on this blog.
10. No Professional Relationship
Your use of this blog, including reading content or posting comments, does not create any adviser-client, fiduciary, or professional relationship between you and the blog operator or its authors. Such a relationship, if any, arises only through a separate, express engagement outside this blog (for example, through sanklan.com).
11. Changes to the Blog and These Terms
We may modify, suspend, or discontinue any part of this blog at any time without notice. We may also revise these Terms from time to time; the updated version will be posted on this page with a revised effective date. Your continued use of the blog after changes are posted constitutes acceptance of the revised Terms.
12. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of India. Any dispute arising out of or in connection with these Terms or your use of this blog shall be subject to the exclusive jurisdiction of the courts at Gurugram, Haryana.
13. Severability
If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
14. Contact
For any questions regarding these Terms and Conditions:
Sanklan Ventures (OPC) Private Limited (Blog Operator) CIN: U72200HR2019OPC081714 | Gurugram, Haryana
Sandeep Singh (Mutual Fund Distributor – via sanklan.com) ARN: 360487 Licentiate, Insurance Institute of India (Certificate No. LI148590) Email: [email protected] Phone: +91-70420 41405
Sanklan Finverse (blog.sanklan.com) — currently operated by Sanklan Ventures (OPC) Private Limited (CIN: U72200HR2019OPC081714) Mutual fund distribution through sanklan.com by Sandeep Singh, AMFI Registered Mutual Fund Distributor (ARN – 360487) | Licentiate, Insurance Institute of India Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Insurance content is educational only — we do not sell or solicit insurance.